IDENTITY THEFT PROTECTION - Commerce Michigan

Identity theft has become America’s fastest growing crime. Over 27 million people have been victimized in the past 5 years alone. Cleaning up the mess after the theft of your Commerce Michigan identity can cost thousands of dollars and serious damage to your good credit. LegalShield can help by providing you with Commerce Michigan Identity Theft protection services.

Where do you start when your identity is stolen?

• Call your Commerce Michigan bank and/or credit card company
• Contact the three major credit repositories
• Go through the helpful but extensive steps recommended by the Federal Trade Commission in its 30-page consumer support publication
• Fill out and submit the affidavit form supplied by the FTC to dispute new, unauthorized accounts
• Spend on average $1,500 in out-of-pocket expenses in your efforts to resolve the many problems caused by identity theft

Or, with Identity Theft Coverage - Commerce Michigan
Get REGULAR monitoring of your credit report and let the proven leaders in the identity restoration and legal services fields assist you.

Plan Cost - Commerce Identity Theft Protection Michigan

The cost for an Identity Theft Protection Plan is just $9.95 per month if you have a LegalShield.org membership, or $12.95 per month if you prefer to enroll for an Identity Theft Protection Plan without the Legal Plan benefits.

What does Identity Theft Protection Cover?

Credit Reports

Evaluate your current credit standing with:

• An up-to-date credit report through Experian at no added cost
• A personal credit score calculated by an independent scoring service
• A detailed analysis of your personal credit score

Continuous Credit Monitoring

Suspicious activation will be brought to your attention, providing you with early detection.

• New accounts have been opened in your name
• Derogatory notations have been added to your credit report
• Public records have been added to your report
• Inquiries have been made against your report
• A change of address has been requested

Identity Restoration - Commerce Michigan

Identity theft can be devastating, and the process of restoring your name can be overwhelming and costly. You need more than "do it yourself" information if it happens to you.

• Help reduce your out of pocket expenses and time spent away from work with valuable services from detection to resolution.



• Fraud alert notifications will be sent on your behalf and applicable follow up will be done with affected agencies and institutions, including: credit card companies, financial institutions, all three credit repositories, Social Security Administration, Federal Trade Commission, Department of Motor Vehicles, law enforcement personnel, and the U.S. Postal Service.



• Proactive searches of applicable local and national databases will be made on your behalf to look for information you may not be aware of, including: criminal activity in your name in your county's records and certain federal watch lists, Department of Motor Vehicle records in your state, unknown addresses affiliated with your name, and banking activity in your name reported as fraudulent.